AI Negotiation ServicesHow Our Service Works
Purchasing a home is one of the largest financial decisions you’ll ever make. Unfortunately, navigating the mortgage process can be time-consuming, confusing, and intimidating. That’s why we created LoanTiger: to help you easily secure better mortgage terms, reduce unnecessary fees, and gain transparency at every step.
Why Use LoanTiger?
Expert Guidance in Real-Time
Our AI listens in on your lender calls and provides on-the-spot suggestions for negotiating lower rates, reduced fees, and better terms—right when you need it.
Competitive Bidding Made Easy
We make it simple to contact multiple lenders, gather competing offers, and negotiate from a position of strength, ensuring you get the best possible deal.
Pay Only If You Save
No savings, no charge. We take a percentage only if we actually reduce your costs. It's a win-win scenario designed to keep your best interests at heart.
Before You Begin
To start using our service, you’ll need a Loan Estimate (LE) from a lender.
Don’t have one yet? Here’s what to do:
- First, make an offer on a home and have it accepted.
- Contact a mortgage banker or your chosen lender to request a formal Loan Estimate.
Once you have your Loan Estimate, you’re ready to let LoanTiger guide you to a better deal.
The Step-by-Step Process
Upload Your Loan Estimate
Securely upload your Loan Estimate on our site. Our AI immediately begins analyzing your current offer to pinpoint potential savings.
Get Alternate Lender Recommendations
We’ll suggest reputable alternate lenders for you to contact. Multiple offers give you real leverage in negotiations.
Call the Alternate Lenders (with AI Support)
Use our integrated calling feature to speak directly with alternate lenders. Our AI listens in (with your permission) and provides real-time prompts to help you ask for better terms, lower fees, or valuable lender credits.
Secure a Better Counteroffer
With the AI’s guidance, you’ll often obtain a stronger Loan Estimate from an alternate lender. This new, improved offer serves as a powerful bargaining chip.
Negotiate with Your Original Lender
Now bring your improved counteroffer back to your original preferred lender (again, through our platform). Our AI will coach you in real-time to push for matches or even better terms.
Our AI Advises Your Next Move
After a round or two of negotiations, our AI will let you know if it believes you’ve reached the best deal possible. At that point, you can compare the final options:
- Your improved original lender’s offer
- Any lower-cost alternate lender offers
You Make the Final Decision
Choose the lender that best fits your needs. We never pressure you to pick the cheapest—just the one you’re most comfortable with.
Finalizing the Fee
Once you commit to a lender’s offer, we charge your card for 20% of the savings we helped you secure. For details, visit our Pricing page.
Adjustments and Refunds
If anything changes—like the lender backtracking on terms or the deal falling through—simply upload the updated documents. We’ll reassess and refund as needed, ensuring you only pay for actual savings.
Security & Privacy
Your privacy is paramount. We handle all calls and documents securely, and none of your personal financial information will be shared outside of LoanTiger.
Ready to Start Saving?
Don’t leave thousands on the table. Let our AI-driven negotiation turn the mortgage process into a confident, transparent experience. Sign up now and discover how much you can save.
Get Started